Financial planning/budgeting what have you should be mandatory in high schools. Why? Because my husband and I are perfect examples of what can happen when you aren't taught how to budget and how to STICK to that budget. We can't pay our bills, which aren't that extensive to begin with, but living off of just one paycheck sucks. We haven't done anything for ourselves in months because we don't have the money. Our money goes to food, gas, and bills and by the last week in the pay cycle, we barely have any left only to start the sick cycle all over again. We both need new shoes as I currently wear 5-6 year old running shoes and he wears my 2 year old Sambas. We won't be able to get these shoes for another 2-3 months after we have caught up on all our bills. I can only imagine how much money we could have saved had we learned financial planning and budgeting growing up.
As such, we have to go to our parents for some help, again. I hate it, but I can no longer let my pride hurt my family. If my mom so chooses to say "I told you so" in her own elegant way, I will take it graciously, admit my faults with managing money and move on, vowing to save and budget and not need to go to them in the future.
Peace, Love, Prayer
Fenex
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